Tick the banks and brokerages you hold and pick your move date. We'll build you a dated, step-by-step plan — which accounts to close, call, or keep, and exactly when to do each one before you go.
Pick everything — we'll sort them into close / call / keep for you.
Banks & cards
Brokerages & investments
An approximate date is fine — you can change it anytime.
Nothing selected yet
Your exit plan
The mistake most NRIs make is leaving their banking to the last week — then discovering, from India, that an account has been frozen or a card can't be reissued abroad. The fix is sequencing: deal with the accounts that require US residency first (while you still have a US address), keep the flexible ones with a simple address change, and open your India-side accounts before you land.
The tool above builds that sequence for you from your actual accounts and move date. The logic is simple:
A common goal — like the NRI who wants to keep $100k+ in USD rather than convert at a bad exchange rate — is perfectly doable. Keep the money in a US bank account you've confirmed you can retain (Chase and Bank of America are the most commonly kept), and only move what you need into India using a low-fee transfer service such as Wise, into your NRE/NRO account or a UPI app. That way you control the timing of every conversion instead of being forced to move it all at once.
Breather helps NRIs seriously considering a return figure out the money — corpus, 401k, taxes, city, timing — in one place.