For NRIs in US, Canada, UK & Australia

Can you afford to move back to India?

Finally, a path back home that makes financial sense. Calculate your runway, explore 100+ cities, and see if the math works.

iOS only. Android coming soon.

Breather dashboard showing net worth and city recommendations

The questions keeping you up at night

You've built a career abroad. But something's pulling you back home.

😮‍💨

Burnout is real

RTO mandates, endless grind, and the golden handcuffs. You want your life back.

🏠

Missing home

Parents aging, kids growing up without grandparents, festivals on video calls. It hits different.

🤔

The math is unclear

Do you have enough? What about taxes, 401k penalties, kids' education? Too many unknowns.

Your personalized return-to-India plan

Not generic advice. Real numbers based on your specific situation.

1

Tell us your situation

Where you live, your savings, retirement accounts, property, family size, and lifestyle expectations. We handle US, Canada, UK, and Australia.

  • 401k, RRSP, SIPP, Superannuation
  • Property & mortgage details
  • Kids' education preferences
401k setup with tax and penalty calculations
2

See your 20-year projection

We crunch the numbers across optimistic, base, and conservative scenarios. Factor in inflation, currency depreciation, and market returns.

  • Multiple economic scenarios
  • Tax & early withdrawal penalties
  • Education cost projections
Year-by-year journey timeline with financial milestones
3

Explore 100+ Indian cities

Compare metros, tier-2, and tier-3 cities. See rent, monthly expenses, and required corpus. Find where your money goes furthest.

  • Cost of living breakdown
  • Monthly expense estimates
  • Required corpus per city
Lifestyle preferences with expense sliders by category
4

Know exactly what comes home

See a clear breakdown of your India corpus versus funds locked abroad. Real estate equity, retirement accounts, liquid assets, and debts — all in one view.

  • India corpus vs locked abroad
  • Real estate & property equity
  • Complete debt overview
Financial breakdown showing India corpus and locked abroad funds

Find your perfect landing spot

From expensive metros to affordable tier-3 towns. Compare the real cost of living.

Bangalore

Metro

3BHK: ₹80K/mo

Mumbai

Metro

3BHK: ₹1.2L/mo

Delhi NCR

Metro

3BHK: ₹70K/mo

Hyderabad

Metro

3BHK: ₹60K/mo

Chennai

Metro

3BHK: ₹55K/mo

Pune

Tier 2

3BHK: ₹45K/mo

Goa

Tier 2

3BHK: ₹40K/mo

Kochi

Tier 2

3BHK: ₹35K/mo

Ahmedabad

Tier 2

3BHK: ₹35K/mo

Jaipur

Tier 2

3BHK: ₹30K/mo

Coimbatore

Tier 2

3BHK: ₹30K/mo

Indore

Tier 2

3BHK: ₹28K/mo

Lucknow

Tier 2

3BHK: ₹28K/mo

Bhopal

Tier 2

3BHK: ₹25K/mo

Bangalore

Metro

3BHK: ₹80K/mo

Mumbai

Metro

3BHK: ₹1.2L/mo

Delhi NCR

Metro

3BHK: ₹70K/mo

Hyderabad

Metro

3BHK: ₹60K/mo

Chennai

Metro

3BHK: ₹55K/mo

Pune

Tier 2

3BHK: ₹45K/mo

Goa

Tier 2

3BHK: ₹40K/mo

Kochi

Tier 2

3BHK: ₹35K/mo

Ahmedabad

Tier 2

3BHK: ₹35K/mo

Jaipur

Tier 2

3BHK: ₹30K/mo

Coimbatore

Tier 2

3BHK: ₹30K/mo

Indore

Tier 2

3BHK: ₹28K/mo

Lucknow

Tier 2

3BHK: ₹28K/mo

Bhopal

Tier 2

3BHK: ₹25K/mo

Not just a one-time calculator

Track every dollar you save toward your India fund. Record savings as you go, watch your corpus grow, and stay motivated on your journey home.

  • Record savings in real-time
  • See instant INR conversion
  • Watch your corpus grow
Investment tracking showing savings progress
"I spent months on spreadsheets trying to figure this out. Breather gave me clarity in 10 minutes. The city comparison alone is worth it."
RK
Ravi K. Software Engineer, Bay Area
"Finally an app that understands the NRI dilemma. The 20-year projection with different scenarios helped me have a real conversation with my wife about moving back."
AP
Ananya P. Product Manager, Seattle
"As someone in finance, I was skeptical. But the tax calculations for RRSP withdrawal and the corpus estimates are solid. This is the tool I wish existed 5 years ago."
SM
Sanjay M. Finance Professional, Toronto
100+
Indian cities covered
4
Countries supported
20yr
Financial projections

Ready to run the numbers?

Download Breather and see if going home makes financial sense.

Download on the App Store